Personal Finance

Personal Finance

Running the Numbers: Will 60/40 Split of Stocks, Bonds Still Yield Retirement Security?

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Is Wall Street’s golden ratio, the 60/40 division of portfolios between stocks and bonds, losing its luster?

4 min read

Photo via American Express

Personal Finance

Amex Puts a Platinum Price Tag on Signature Luxury Card

American Express justifies the hike with more than $3,500 in benefits, including credits that go towards dining, flights, and entertainment.

1 min read
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Personal Finance

AmEx Platinum, Chase Sapphire Reserve Battle for Points in Upgrade Grudge Match

The two cards both have steep annual fees that put them in direct competition for a spot in consumers’ wallets.

1 min read
Photo by Andrej Lišakov via Unsplash

Personal Finance

Ripped Job Market Swipes Left on New Grads

For the first time in decades, recent college grads have a higher unemployment rate than the rest of the economy.

2 min read

Personal Finance

Klarna’s BNPL Debit Card Goes Head-to-Head With Banks

Photo via Andre M. Chang/ZUMAPRESS/Newscom

Klarna says the card will offer one free tier and two paid tiers that include discounts and better cashback rates.

2 min read

Photo by Joshua Mayo via Unsplash

Personal Finance

E Pluribus Unum: Individual Investors Become Market-Moving Force

According to a recent JPMorgan analysis, individual investors now account for 60% of US equities, an all-time high.

2 min read
Photo by Liza Summer via Pexels

Personal Finance

As Wall Street Retreats, Retail Investors Buy the Dip

Wall Street’s panic cycle is retail investors’ opportunity cycle. In other words: the Redditors are at it again.

2 min read
Photo illustration by Connor Lin / The Daily Upside, Photo by Liudmila Chernetska via iStock

Personal Finance

After a Pandemic High, Consumers are Coming Down with No Buy 2025

It’s the new sensation that’s sweeping the nation, and it doesn’t cost you a penny. Frugal consumers are giving up non-essential purchases.

4 min read

Personal Finance

In Billionaire League Tables, US Keeps the Gold

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The US is home to around 905,000, or nearly 37%, of the world’s population of individuals with a net worth of at least $10 million.

1 min read

Photo by Clay Banks via Unsplash

Personal Finance

Share of Consumer Debt in Delinquency Tracks the Highest in Almost Five Years

It should be said that the top line news from Thursday’s report was, as Larry David would say, “pretty, pretty good.”

2 min read
Photo illustration by Connor Lin / The Daily Upside, Photos by Paul Campbell and Vovashevchuk via iStock

Healthcare

Let’s Navigate the American Health Care System

Americans make about 150 million trips to emergency departments each year. Their bank accounts wish they made far fewer.

5 min read
Photo illustration by Connor Lin / The Daily Upside, Photos by Freepik, Banphote Kamolsanei and Cherezoff via iStock

Personal Finance

The Great Wealth Transfer Might be a Big Mirage

In the coming decades, the Silent Generation and aging Baby Boomers are projected to hand down trillions in wealth. So who will benefit?

4 min read

Personal Finance

Hurricane Milton Might Be the Costliest Hurricane Since Katrina

Photo by Dannel Malloy via CC BY 2.0

When it hits Florida, Hurricane Milton is expected to cause anywhere between $60 billion and $100 billion in insured losses.

1 min read

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