Retirement Upside

Actionable insights for financial advisors guiding clients through the strategies, products, and policy shifts shaping retirement outcomes.

DC Plans

Why Most Americans Expect to Delay Retirement by 4 Years

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Advisors say some clients are driven solely by the fear of running out of money, rather than an actual need to continue working.

2 min read
Tax Tips

Baby Boomers’ Riches Require a Retirement Playbook Rethink

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The wealthiest generation to ever enter retirement also faces the highest stakes when spending down their assets.

2 min read
DC Plans

Could Gen X Be More Scared of Retirement?

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The remedy may not always be easy, but advisors can make a long-lasting difference for America’s middle child.

2 min read
Tax Tips

Is AI the Answer for Mass-Market Retirement Advice?

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Savers with significant assets can get great retirement advice, but those of lesser means are often left out.

2 min read
DC Plans

The DOL’s New Proposal Is About More Than Alts in 401(k)s

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Retirement industry experts hope the proposed regulations will help put a stop to cookie-cutter lawsuits targeting well-meaning plan sponsors.

2 min read
Tax Tips

Gaps in Estate Planning Can Leave Crypto Assets Lost and Worthless

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Millions of dollars of crypto could be trapped in the abyss instead of being passed down as inheritance.

1 min read
Health and Long Term Care

Clients Forced to Make Roth Catch-Up Contributions? Consider HSAs

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A recent rule change requiring higher earners to use Roth accounts for catch-up contributions has some adopting a different strategy.

2 min read
Tax Tips

Early Gifts Can Kickstart Next-Gen Retirement Savings

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Parents can give up to $38,000 each year to their kids without triggering taxes, as much as $7,500 of which could be put in a Roth IRA.

2 min read
DC Plans

Bye-Bye, Biden-Era Fiduciary Rule. Here’s What Comes Next

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Insurance companies, broker-dealers and industry groups won a long battle with the DOL (at least for now).

2 min read
Health and Long Term Care

Claiming Medicare Is Just the Beginning Amid ‘Silver Tsunami’

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Getting the most out of Medicare requires regular reevaluation and carefully balancing risks with costs, experts say.

2 min read
Tax Tips

Why March Is too Late to Talk Taxes with Your Retirement Clients

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Effective tax management is a year-round operation, but there are timely strategies to consider right now.

2 min read
Health and Long Term Care

Why Money Alone Can’t Guarantee a Happy Retirement

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A happy and healthy retirement requires more than money, and advisors should help clients find meaning in their golden years

2 min read
DC Plans

401(k) Withdrawals Are Rising. Here’s Why

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Hardship withdrawals are considered last-resort financial decisions, so why are so many people making them?

2 min read
Health and Long Term Care

Why More Medicare Advantage Plans Are Trimming Benefits

Photo illustration by Connor Lin / The Daily Upside, Photos by Paul Campbell and Vovashevchuk via iStock

After years of aggressive expansion, many Medicare Advantage plans are recalibrating popular extras and changing costs.

2 min read
Social Security

The Surprising Retirement Planning Mistake that Starts at the SSA

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Inputting inaccurate Social Security benefit projections is a real problem in retirement planning, experts warned.

2 min read
Tax Tips

XYPN’s Michael Kitces Talks Retirement and Flipping the Psychological Switch

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The self-proclaimed planning nerd said the soft skills needed to talk clients about retirement are more important than ever.

4 min read
DC Plans

401(k) Balances Are Way Up. But Withdrawals Have Reached Record Levels

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As much as Americans feel unprepared for retirement, they also feel unprepared for the here and now.

2 min read
Investing Strategies

Private Investments Are Coming for 401(k)s. There’s a Big Illiquidity Problem

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To work in 401(k) plans, some private equity investments would need far more readily available cash than investors might assume.

2 min read
Practice Management

The Age of 401(k) Cross-Selling Has Arrived

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RIAs with retail wealth management arms and retirement plan consulting divisions are finding new synergies.

2 min read
Financial Planning

Why Jeffrey Levine Doesn’t Buy Cat Food, or the Bonus Depreciation Hype

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The chief planning officer at Focus Partners Wealth said the accelerated depreciation methods are useful, but they’re not magic.

2 min read

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