Retirement Upside

Actionable insights for financial advisors guiding clients through the strategies, products, and policy shifts shaping retirement outcomes.

Tax Tips

Should Clients Use Crypto To Catch Up on Retirement Savings?

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2 min read
Health and Long Term Care

What’s All That Retirement Money For, Anyway?

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It’s all too easy for ultra-affluent clients to lose perspective on what matters most.

2 min read
Health and Long Term Care

Does Having Kids Actually Make Retirement Less Scary?

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Childless Americans are more worried about life after work than parents.

2 min read
Insurance and Annuities

The Insurance Conversations Younger Clients Need to Have

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Financial conversations often focus on accumulation, but protection also matters in a holistic plan.

2 min read
Tax Tips

The AI-Powered Income Planning Revolution Has Arrived

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The financial planning tools advisors rely on are evolving from recommendation engines to direct advice enablement, which could help both advisors and their clients.

4 min read
Health and Long Term Care

Medicare Advantage or Traditional Plus Supplemental? Choose Wisely

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The right choice depends on client preferences about cost predictability and risk management.

2 min read
DC Plans

Treasury, IRS Propose Streamlining Rollovers From 401(ks) to IRAs

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Instead of plan participants carrying much of the weight, recordkeepers would shoulder more of the burden.

2 min read
Tax Tips

How Retirement Savers Can Profit from Big IPOs

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It’s usually not by eagerly scooping up shares of a company before it has met the standards of inclusion for key indices like the S&P 500.

2 min read
Tax Tips

Advisors Can Be Heroes for the Sandwich Generation

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A quarter of Americans are caring for both children and parents. It’s both a financial and emotional challenge for clients, and advisors should make sure they take care of themselves before helping others.

2 min read
Health and Long Term Care

End of Part D Subsidies Raises Stakes for Medicare Enrollment

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Federal grants have helped keep Medicare Part D prescription drug costs down, but they’re set to end next year.

2 min read
Tax Tips

The Father of the 4% Rule Has New Ideas About Retirement Income

Photo via Bill Bengen

Bill Bengen never intended for the recommendation to become a baseline for retirement income spending, despite its popularity among prominent financial planners.

3 min read
Tax Tips

Trump Accounts Hit 7M Enrollees, Raising New Questions for Advisors

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Wealth managers agree that a free $1,000 is a good thing, but it may come with trade-offs.

2 min read
Social Security

Bipartisan Proposal Would Lift Social Security Tax Wage Cap

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Policy experts say removing the Social Security tax wage cap could eliminate more than half of the program’s forecasted financial shortfall.

2 min read
Tax Tips

Rule Changes Could Make This Charitable Giving Vehicle Even More Popular

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Donor-advised fund assets grew 19% last year to top $328 billion, according to IRS data, with no signs of slowing down

2 min read
Tax Tips

Even Wealthy Retirement Savers Are Losing the Battle Against Everyday Bills

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Nearly half of Americans are prioritizing day-to-day expenses over retirement savings. Even wealthy clients aren’t immune.

2 min read
Social Security

Clients Make Assumptions About Retirement. They’re Often Wrong

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From their expected retirement date to their risk of excess longevity, clients hold a lot of faulty beliefs about life after work.

2 min read
Health and Long Term Care

Ranking Last in Estate Planning, Gen X Risks Unforeseen Consequences

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Few people born from the mid-1960s to 1980 have written a will or completed other key steps like designating someone to hold medical power of attorney.

2 min read
Social Security

Higher Energy Costs May Boost Social Security COLA Next Year

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A welcome downturn in energy prices last month has reversed in July.

2 min read
Tax Tips

The New Retirement Plan: Living out of a Suitcase

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Advisors recommend careful planning to make sure that a more global approach to post-professional life doesn’t carry a bigger tax bill.

2 min read
Tax Tips

What’s the Magic Retirement Number? Check Your Clients’ ZIP Code

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Required nest eggs vary state to state, sometimes by hundreds of thousands of dollars, according to new research.

2 min read

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