payments

Patent Drop

PayPal Blockchain Security Patent Could Build Crypto Trust

Photo via U.S. Patent and Trademark Office

PayPal wants to make crypto transactions less risky.

2 min read
Finance

Mastercard Buys Startup That Will Help You Manage Pesky Subscriptions

Photo via Connor Lin / The Daily Upside

Mastercard is acquiring Minna Technologies, which specializes in letting bank and card customers manage (and cancel) subscription services.

1 min read
Patent Drop

Mastercard Continues Crypto Crusade with Seamless Transaction Patents

Photo of Mastercard’s Trustless Transaction Patent via the U.S. Patent and Trademark Office

Mastercard’s interest in this tech could help legitimize crypto in the broader scheme of traditional finance.

2 min read
Consumer

Walmart Wants to Cut Out Credit Card Networks

Photo by Taurus Emerald via CC BY-SA 4.0

Walmart will soon roll out an option that would allow consumers to pay for online orders directly via instant bank account transfers.

2 min read
Banking

US Regulators Investigate Banks’ Responses to Scams on Zelle

Photo by Ablokhin via iStock

Major US banks are being probed by the Consumer Financial Protection Bureau (CFPB) over how they handle fraud on P2P payments app Zelle.

2 min read
Technology

PayPal Grows a New Ads Business

Photo via PayPal

PayPal is harnessing purchase data to join the ever-growing list of companies with a new offshoot advertising business.

2 min read
Regulation

Regulation is Here at Last for Buy Now, Pay Later

Photo by Nikhilesh De/CoinDesk via CC BY 2.0

But the new don’t require platforms to report how they interact with credit bureaus, keeping many transactions in a black box.

2 min read
Patent Drop

Stripe Seeks Blockchain Patent As it Plays Crypto Catch-up

Photo via U.S. Patent and Trademark Office

Stripe wants to make crypto payments seamless as it steps back into the market.

2 min read
Finance

Visa, Mastercard are Betting Big on Africa

Photo by Håkan Dahlström via CC BY 2.0

One study projects the continent’s digital payment ecosystem will grow 30% a year through 2025.

2 min read
Big Tech

Apple Hit With $2 Billion Fine By EU Over Music Streaming

Photo by Zhiyue via Unsplash

European regulators found that the tech giant broke the region’s laws with its ban against making purchases outside its App Store.

2 min read
Patent Drop

Visa May Use Doppelgangers to Fight Payments Fraud

Photo via U.S. Patent and Trademark Office

The tech could help the financial institution find cyber criminals and figure out your spending habits early.

3 min read
Patent Drop

JPMorgan Adds to Space Ambitions with Off-Planet Payments

Photo via U.S. Patent and Trademark Office

The bank’s out-of-this-world patent for “space-based payments” relies on blockchain networks, satellites and stablecoins.

2 min read
Finance

Consumers Turn to Buy Now, Pay Later to Avoid Further Credit Damage

Photo by Patrick Tomasso via Unsplash

Many people are using buy now, pay later (BNPL) options to circumvent more rigid aspects of credit cards, The Wall Street Journal reported.

2 min read
Patent Drop

PayPal Patent Aims to Front Your Crypto Purchases

Photo via U.S. Patent and Trademark Office

PayPal may offer users a credit for cryptocurrency that they have to pay back later.

2 min read
Power Corridor

Why This Year’s Black Friday Matters

It’s official: 2023 has been the year of the American consumer. The propensity for Americans to spend as though they have bottomless bank accounts has…

4 min read
Indicators

US Retail Sales Dip in October, But It Could’ve Been Worse

(Photo by Magda Ehlers on Pexels)

According to the US Commerce Department released Wednesday, retail sales dipped slightly month-over-month in October, falling just 0.1%.

2 min read
Technology

Lloyd’s of London Warns of Worst-Case-Scenario Cyberattack

(Photo by Markus Spiske on Unsplash)

According to a Lloyd’s study published Wednesday, a cyberattack on global payments systems could cause $3.5 trillion of economic damage.

1 min read
Patent Drop

PayPal Looks to New Cybersecurity to Build Public Trust

Photo by Tech Daily on Unsplash

PayPal’s filing could signal that the company is trying to build the same public trust that traditional financial institutions have.

3 min read
Patent Drop

Apple’s Latest Patent Authenticates Your Ears

Photo by Malte Helmhold on Unsplash

Apple wants to make sure your toddler (or a hacker) doesn’t run away with your Airpods.

3 min read
Patent Drop

Stripe May Be Eyeing No-Code Development

ThisisEngineering on Unsplash

Stripe may be looking to expand its roster of offerings.

2 min read